Founded in 1993 in Kraków, Poland, Comarch prides itself on being one of the leading software houses in Europe with over 5000 employees worldwide and more than 3000 successful projects carried out for the largest international brands.
With 20 years' experience in the industry, Comarch Financial Services, a business sector within the Comarch Capital Group, specializes in developing sophisticated software and IT systems for major financial institutions in banking, insurance and capital markets.
Our expertise has gained worldwide recognition and a significant portfolio of clients among insurers, banks, mutual and pension funds, brokerage houses and asset management companies in more than 30 countries. Our client list includes UniCredit, Société Générale, BNP Paribas, Swiss Life, Ergo, Oney, Allianz, and more.
For more information, please visit www.comarch.com/finance
Oman Data Park a joint venture between Omantel, a leading telecom services provider in Oman and 4Trust LLC, a leading Data Centre company in Oman. The management team of ODP has a wide-range of competencies to achieve, augment and support the IT and business practices of organizations both large and small. ODP is the first managed service provider in Oman with a vision to transform the future, where IT services will be available on demand. ODP's notable portfolio of services include, Managed Hosting, Cloud Services, Hosted Applications and Managed Services with a guaranteed uptime offering unparalleled level of customer support. The key to delivering these services is ODP's state of the art Data Centre which combines redundant systems with an integrated facility management infrastructure.
At ODP, we understand our customers need reliable, secure and flexible solutions delivered with unmatched expertise and quality of service. Our vision unifies the employees to focus on our customer success. ODP recognizes that business needs vary by industry and has developed solutions tailored to address the healthcare, government, education, and professional services sectors. We have also developed solutions to address the broader needs of the marketplace, including business continuity, collaboration, communications, connectivity and security.
For more information, please visit www.omandatapark.com
Banking Technology is the definitive source of news and analysis of the global fintech sector.
Founded in London in 1984, Banking Technology has been at the forefront of the print and online publishing for the international community of bankers, financial services professionals, vendors, consultants, analysts and other industry participants, big and small.
Our website attracts around 80,000+ unique monthly visitors and our daily newsletter is delivered to over 17,500+ key decision-makers in the financial services and technology sectors.
Our broad readership and reputation, combined with in-depth coverage of fintech and banking technology issues on a worldwide scale, makes Banking Technology the leading resource for technology buyers, sellers, developers, integrators and other specialists across the sector.
For more information, please visit www.bankingtech.com
The Payments & Cards Network is dedicated to the Payments industry. Adding value to clients by offering innovative executive search, recruitment and RPO solutions to international clients. With offices in Amsterdam, Hong Kong, San Francisco and London, a global outlook and understanding of the payments landscape is in place to offer the best advice and service on the market.
Call us with your specific needs today on +31 203 030 257 and one of our consultants will be able to help quickly and efficiently.
For more information, please visit www.paymentsandcardsnetwork.com
The business of certainty
Certainty is a highly-prized commodity in business. Data might be getting bigger all the time, but this only makes extracting value from it more difficult.
We capture and treat private company information for better decision making and increased efficiency. When you need to understand the companies in your ecosystem, you'll benefit from a certain approach. Bureau van Dijk is in the business of certainty.
With information on 200 million companies(40,000+banks) we are the resource for company data. A key benefit of our information is how simple we make it to compare companies internationally.
Our Orbis database includes information on:
We help manage risk processes including:
For more information, please visit www.bvdinfo.com
BPC Banking Technologies is a worldwide leader in payments solutions with over 180 clients in 63 countries globally.
It is the architect and developer of SmartVista – the complete e-payments solution delivering: high performance authorization switching and routing, ATM and POS management, card management, advanced fraud prevention, loyalty program management, card personalization and production, billing and merchant management, microfinance, integrated internet and mobile banking.
For more information, visit the Company's website at www.bpcbt.com
ERI is a substantial international company, specialising in the design, development, implementation and support of an integrated, comprehensive banking software package: the OLYMPIC Banking System, chosen by over 300 banks and financial institutions spread over more than 50 countries in Europe, the Middle East, Africa, the Americas and Asia.
ERI is focused on providing high-quality, omni-channel software; successful system implementations; and on-going maintenance and support for all international Private, Commercial and Retail Banks, Central Banks, e-banking and e-broking companies, Fund Management companies and Transfer Agents.
The OLYMPIC Banking System is acknowledged as the most comprehensive package on the market. In constant evolution, it provides extensive coverage of Front-, Middle- and Back-office functions, for the most demanding banking and financial institutions, including of course e-Banking , Mobile Banking and e-Brokerage services.
Driven by the philosophy of cooperation and assurance, Takaful Oman Insurance SAOG is a MSM listed composite takaful provider operating in the Sultanate of Oman. It has provided returns of over 25% to its shareholders during the last 2 years in terms of its share price*. In addition, it has managed to achieve breakeven during its first full year of operation. What’s more, Takaful Oman is the first company in Oman to provide a public report of the company’s actual performance in comparison to the projections it made during the IPO.
To promote Takaful awareness through offering innovative Shari'a compliant products and services that deliver exceptional value and are tailored to the specific needs of customers through a highly dedicated professional team.
To be one of the leading Takaful companies in Oman by maximizing value to all stakeholders under a Shari'a compliant framework.
Vision To be one of the leading Takaful companies in Oman by maximizing value to all stakeholders under a Shari'a compliant framework.
Takaful is insurance managed in a Sharia compliant way. The risk is shared and not transferred as in conventional insurance. It is based on the principle of mutual guarantee and mutual assistance where the community bears the risk for each community member. More importantly, it does not cover risks which are deemed as impermissible by Shari'a. The contributions collected from the participants are considered as donations, and they constitute the Takaful fund from which all claims and expenses for managing the fund are reimbursed. At the end of the financial year, after all expenses are deducted, the surplus will belong to the Participant (Policy holders). The distribution of the surplus will be done in accordance to the principles approved by the Shari'a board
Head - E-Channels, Meethaq Islamic Bank - Bank Muscat
Rajesh Pai Fondekar has over 17 years of banking expertise across some of the largest local and multi-national banks. He is currently heading the Alternative Distribution Channels of Meethaq Islamic Bank. Prior to this, he was the Vice-President, Delivery Channels at HSBC India.
Rajesh’s expertise spans the fields of electronic channels, new age commerce, payment systems, product development, retail banking strategy and analytics. Apart from being a banker, he is a keen academician and a visiting faculty member at the Department of Management Studies at Goa University and IGNOU, among others. Rajesh possesses a graduate degree in Mathematics and a post-graduate degree in Finance from Goa University, India.
Head Sharia Review & Monitoring, Sharia Supervisory Board, Meethaq Islamic Bank - Bank Muscat
Moilim Al Azhar is an Islamic banker with 10 years of experience in Islamic finance, with a focus on Shari’a advisory and compliance. He has worked under the direct supervision of leading Shari’a Scholars in the Islamic finance industry, including Dr. Hussein Hamid Hassan, Dr. Abdul-Sattar Abu Ghuddah, and Dr. Ali Quradaghi.
Moilim has had a rich exposure to different jurisdictions, including UAE, UK, Libya, and Oman. He holds an MSc. in Economics & Finance (2002) and the AAOIFI-Certified Shari’a Advisor & Auditor (2009), and can speak Arabic, English and French.
Head of eBanking, Bank Dhofar
Marwan Al-Zadjali is the Head of eBanking in BankDhofar. He is responsible for three units: call centre, self-service and online & mobile banking. His key areas of focus are the implementation of internet banking, SMS banking, mobile banking, self-services and IVR; business support for service channels; business products related to e-banking; e-banking projects; Card Centre projects; Automated Teller Machines (ATMs), Teller Cash Recycle (TCR) and cash and Cash Deposit Machines (CDMs).
Marwan also oversees new locations, data analysts, UAT and new enhancement. Additionally, he is in charge of managing the eBanking specialist projects team and providing strategic direction for development channels, along with quantified justification for their introduction. He was previously the manager of retail projects in Bank Dhofar. Marwan holds a BSc (Hons) degree in Internet Technologies and E-Commerce from University of East London.
Digital Financial Services Leader & Banking Technologies Expert, USA
Neil O’Brien is a thought leader and practitioner in digital banking. Most recently, he led the digital strategy and digital platform management at Santander Bank in USA. At Santander, Neil’s key contributions were in the strategy and management of new digital banking initiatives based on deep experience of the business, risk and technology aspects of banking.
Neil has gained banking experience in several European countries as well. His primary focus is the impact of new technologies on banking. He has spoken and published articles on various banking topics, including the prospects for banks in a fintech world, payments, innovation, digital wallets, mobile apps and digital technology. Neil holds a MBA from International Business INSEAD.
Executive President, Central Bank Of Oman
H.E. Hamood Sangour Al- Zadjali was appointed by Royal Decree as Executive President of the Central Bank of Oman (CBO) in June 1991. He continues to serve as Executive President of CBO since then. H.E. Al- Zadjali is a renowned expert on financial and economic policy making in the GCC region. While serving as Executive President of CBO, he is widely recognized for nurturing and steering the banking sector in Oman into a stable, sound and resilient financial system, by developing not only the banking sector but also deepening and widening other segments of the financial markets. He continues to serve in the Boards of several financial institutions.
H.E. Al-Zadjali started his banking career with HSBC Bank in 1969. Before taking over as Executive President of CBO, he held executive positions in various capacities in the financial sector including CBO. Born in 1947, H.E. Al-Zadjali holds a Management degree from Boston University’s School of Management, USA.
Regional Head of Retail Banking Products and Marketing, ANZ Bank, Singapore
Faraaz Ali is the Regional Head of Retail Products for ANZ. He manages the overall business and product management functions for cards, payments, banking accounts, deposits, mortgages and personal loans. Working closely with the Asia-Pacific country business leadership teams, he strives to deliver innovative payment products and a distinctive customer experience.
Prior to joining ANZ, Faraaz headed Citibank’s credit card businesses across the Middle East and North Africa and in USA. He began his banking career at Capital One, serving in numerous roles, including Process Manager for the Canada cards business and Project Manager for the Capital One Auto Finance Group. He holds a Master's degree in Information Technology from the University of Dallas. Faraaz has been actively involved in community and youth development initiatives in USA, UAE and Singapore.
Head Of Islamic Asset Products (Retail Banking), Bank Nizwa
Neeraj Rathi is a chartered accountant from the Institute of Chartered Accountants of India. He has over 20 years of experience across various industries and counties. He has worked with Citibank South Korea and Citibank Singapore. In the Middle Eastern region, he has worked with Noor Bank at Dubai and Bank Nizwa at Oman.
Neeraj has been a member of the core team responsible for setting up the retail business of two Islamic Banks—namely, Noor Bank and Bank Nizwa—after establishing, growing and managing the portfolio. At present, he is the Head of Retail Asset Products at Bank Nizwa, the 1st Islamic Bank of Oman.
SVP - Head of Personal Banking and Payments Business (Credit, Debit, Commercial Cards and Acquiring), Mashreq Bank
Pankaj Kundra is the Regional Head of Payments at Mashreq Dubai. Since December 2015, he has been responsible for the P&L of Mashreq’s Payments Business. Pankaj has 17 years of banking experience across various countries. Prior to joining Mashreq Dubai, he was the Head of Retail Banking at Mashreq Egypt, where he spearheaded the retail bank’s turnaround from a loss-making to profitable business franchise.
From 2007 to 2013, Pankaj was Sr. Vice President and Business Head – Mass Market Segment and Auto Business at Fullerton Financial Holdings in UAE. His key achievements during this time include being a part of the founding team, which set up a world class finance company in UAE. He was involved in many aspects of the company, including credit policy, product proposition, branch distribution set-up and sales.
Business Solution Manager, Comarch
Radosław Bekanowski has over 10 years of experience in consulting in the financial sector. He joined Comarch while studying at Warsaw School of Economics (specialization: Quantitative Methods and Information Systems).
As a business analyst, and later consultant, he has accumulated a vast amount of hands-on experience in the area of BPM and front-end systems, with an emphasis on supporting the loan origination processes (in terms of both technical and business knowledge). Passionate about business process optimisation, Radosław now serves as an expert in the field of new technologies and their practical usage in the banking industry.
Director, Kunooz Oman Holding
A career banker and a chartered accountant by profession, Humayun Kabir has over 30 years of wide-ranging experience in business management, finance, technology and operations with organisations such as ABN Amro Bank Canada, Royal Bank of Canada, National Bank of Oman, Saudi American Bank, Ernst & Young and Inforica Inc., Canada.
He began his career in 1989 with Saudi American Bank, one of the Gulf’s largest and most highly acclaimed financial services group. In 2008, Humayun joined National Bank of Oman as General Manager and Chief Financial Officer. During his eight year-stint in the bank, he spearheaded the Retail Banking and later Wholesale Banking Group as the General Manager. At present, he is a board member in Kunooz Oman Holding, Majan Mining, Carmeuse Majan and Al Omaniya Education Services SAOC.
Executive Director and Head of Retail Banking Oman, National Bank of Abu Dhabi
Manoj Anchan has 23 years of experience in global management and business leadership in the consumer banking domain, with significant expertise in business strategy, setting up and management of start-up businesses and P&L management of asset, liability and insurance products in the retail and SME banking vertical.
Manoj has had global work exposure through various stints in diverse countries such as India, Tanzania, Mauritius and Oman. He is currently the Executive Director and Head of Retail Banking Oman at the National Bank of Abu Dhabi.
Senior VP & Head - Risk Management & Chief Information Security Officer
Bharat Panchal has been the Head- Risk Management of National Payments Corporation of India since April, 2011. He is responsible for monitoring, evaluating and implementing improvements in the risk management control and governance areas, with focus on enterprise risk management, operational risk management, information security, internal audit and fraud management. Under his leadership, NPCI has achieved PCI DSS, ISO 27001, ISO 22301 and ISO 9001.
Bharat was awarded the title “Security Leader of the Year” in December, 2014 by the Data Security Council of India (DSCI) for his significant contribution to cyber security in the banking sector. He was also named "Information Security Maestro-2015" by INFOSECURITYLIVE.COM in April, 2015. He received the Ramakrishna Bajaj National Quality Award Certification of Merit in February, 2016.
Regional Sales Manager, Entrust Datacard Group (Al Madina)
Rabih Abou Jaoude is Regional Sales Manager of the Financial Instant Issuance Business in MEA at Entrust Datacard Group - a leading solutions provider for highly secure financial card programmes, government ID initiatives and secure ID programmes for education, corporate security and many other markets.
Rabih has a degree in Computer and Telecom Engineering from the University of Notre Dame in Lebanon. He has held a number of positions in sales and consultancy in several multi-national companies, and has 12 years of experience in the card Industry.
General Manager - Risk & Compliance, Oman Data Park
Maitham Al-Lawati is heading Risk, Compliance & Managed Security Services at Oman Data Park. He is part of the executive management team that formed to establish the first cloud and managed service provider in Oman. Prior to joining Oman Data Park, he headed the information security department at one of the leading local banks. He has also served at Ernst & Young in the IT Risk & Assurance Advisory Services and various other organisations.
Maitham holds a BSc degree in Information Systems from Sultan Qaboos University. He also boasts several professional certifications, such as CISSP, CISM, CRISC, C|EH, ISO 27001 LI, CCNP:Security, ISC2 CCSP. Security+, ITILv3 (f). Maitham has more than ten years of professional experience in cyber security.
Cyber Security Technologist & Cryptography Expert
Dr. Hilal Houssain is a public speaker, Senior Financial Product Development Specialist at an international financial institution (IDBG), security technologist and cryptography expert. He also served as a senior cyber security consultant at the National Commercial Bank. His expertise lies in assessing, designing and implementing cryptographic primitives and schemes.
He has two patents with USPTO in securing ECC cryptosystems against simple and differential power analysis attacks on resource constrained devices, and has written several articles on security and cryptography that have been published in international journals and conferences. His research interests include cryptography, blockchain technology, securing IoT and cloud-based computation, fintech and banking/financial security, security attacks and countermeasures on crypto-systems.
CEO, Oman Data Park
Maqbool Al Wahaibi holds the position of CEO at Oman Data Park (ODP)—the first Managed & Cloud Service Provider in Oman. He is part of the executive management and was a founding member of the team that established ODP.
Prior to joining ODP, Maqbool worked with the Government of Oman for over 20 years on strategic National IT initiatives and projects in the area of information security. He holds a Master’s degree in Computer Software Engineering from the University of York.
CEO, Ahli Bank
Llyod Maddock is the CEO of Ahlibank SAOG, the Chairman of Al Hilal MENA Fund, and treasurer and board member of the Oman Banks Association.
He was previously the Deputy Group CEO, Corporate Banking, Ahli United Bank BSC. He is also the former CEO of HSBC Pakistan as well as HSBC Kuwait.
Llyod served as the Head of Wholesale Credit & Risk, HSBC MENA region. He has worked in various senior management roles with HSBC, covering corporate banking, strategy and risk management. Lloyd holds a Bachelor of Engineering (Civil & Mining) degree from University of Exeter, UK.
CEO, Bank Nizwa
Khalid Al Kayed is the Chief Executive Officer of Bank Nizwa, and is responsible for spearheading the bank’s overall business growth and 2020 strategies. A financial industry veteran with over 25 years of experience under his belt, Khalid has served the bank since inception, initially as Chief Finance Officer, before taking on the responsibility of CEO.
Prior to joining the bank, he held various posts in a host of well-respected financial institutions. His expertise lies in general banking management, financial control, accounting, global markets, credit, investments, risk management, and asset liability, among other fields. Khalid holds a Master’s degree in International Accounting and Finance from Liverpool University. He is also a certified management accountant and financial manager as per the Institute of Management Accountants.
CEO, Bank Dhofar
Abdul Hakeem Omar Al Ojaili is a veteran banker with over 26 years of progressive banking experience. He has vast experience in corporate and retail banking, operations management, technology and corporate support services. He has been with BankDhofar since its inception, and has helped it become one of the leading banks in Oman. He has recently been appointed the CEO of the bank.
Abdul began his career in wholesale banking by managing a diverse corporate portfolio in businesses and industries. Gaining exposure in the international banking environment, he was cross posted on a number of assignments with JP Morgan and Lloyds TSB. Abdul holds a BA and MBA from Exeter University in UK, and is also an alumnus of both, Harvard and London Business School’s Executive Education Programmes.
Deputy Chief Executive Officer - Meethaq Islamic Banking, Bank Muscat
Sulaiman Al Harthy is a seasoned banker with more than 32 years of experience. He started his career with the National Bank of Oman in 1983, and has well-rounded experience in corporate and retail banking. He has been associated with Bank Muscat, the flagship bank in Oman, since July 2005. Sulaiman has driven Meethaq Islamic Banking to become a leader in the Islamic banking industry in Oman since its inception in January 2013.
He holds an MBA in Finance from the University of Leicester, and is an alumnus of the Oman Institute of Bankers. He has also attended the Harvard Business School Management Programme. Sulaiman is active in the banking circles in Oman and was presented the prestigious ‘Upcoming Personality in Islamic Finance 2014’ award by Global Islamic Finance.
Business Solutions Consultant, Comarch
Bartosz Lerka is a former corporate banker with nearly 10 years of experience. During his banking career, he served international corporations, European SMEs, companies listed on the stock exchange and enterprises with consolidated shareholder structures.
In Comarch, Bartosz supports the optimisation of banking processes with IT solutions, with the aim of freeing financial officers and bank employees from complex or repetitive tasks and excessive operational risks. He is partial to efficient time and money allocation on both sides of the bank-client relationship.
Senior IT Engineer, Takaful Oman Insurance
Jasim Al Balushi is a technologist that contributes ideas for improvement in simple steps, helping organisations meet ambitious goals. He is certified in Microsoft and hosting technology, well-versed in web and mobile apps, and possesses considerable knowledge in server and client software.
Jasim has the ability to build ERP and HRMS with TAS and CCTV. Security and auditing are his key areas of focus and expertise. He has a Bachelor’s degree in Networking (IT).
Senior Solution Consultant, BPC Banking Technologies
Wael Alkhuzaei is a senior solution consultant at BPC Banking Technologies. He has more than 19 years of experience in the payments industry, working for big names such as BPC, ACI and AFS.
Wael has contributed to the design and implementation of payments solutions for leading banks across the Middle Eastern region. He received an MBA from University of Strathclyde, and holds a Bsc degree in Mathematics from University of Bahrain.
Associate Director – Middle East, Turkey & Pakistan, Bureau van Dijk
Humd Munawar serves as an Associate Director with Bureau van Dijk. Bureau van Dijk specialises in business intelligence, and has offices across 27 countries. Humd heads the company’s operations for the Middle East, Turkey and Pakistan via the regional office in Dubai, UAE.
Humd has worked closely with financial institutions, corporates and governments across a dozen countries to streamline credit, risk and compliance processes. He has headed numerous projects involving process automated risk solutions, internal rating model implementations and compliance frameworks for various Middle Eastern banks.